India guide

Everyday

Mobile-First Country, Things they wish they'd known, Words That Open Doors, When India shuts down. 14 min read.

25 December · National holiday · Christian Christmas A full national holiday in India. Spectacular in Goa, Kerala, the North-East, Mumbai, Bengaluru. Midnight Mass, plum cake, carols, gift-giving and family lunches, celebrated enthusiastically in India's Christian communities.
25 December · National holiday · Christian Christmas A full national holiday in India. Spectacular in Goa, Kerala, the North-East, Mumbai, Bengaluru. Midnight Mass, plum cake, carols, gift-giving and family lunches, celebrated enthusiastically in India's Christian communities.Photo: Pexels, Pexels License

Mobile-First Country

17 Digital India & essential appsUPI · 10-minute delivery · Ride hailing · Health · Travel · Streaming

India is Mobile-First

A phone is your second passport here.

UPI payments. Ten-minute grocery delivery. Bike taxis. Home doctor visits. Movie tickets, train bookings, gas refills, electricity, broadband, school fees, parking, weddings, all in apps. Set these up in week one and India becomes dramatically easier to live in.

India processes more digital payments per month than the United States, the United Kingdom, France and Germany combined. UPI is the single most consequential piece of public infrastructure in modern India.
NPCI · National Payments Corporation of India · 2025
🚗 Transport & Navigation
U
Uber
Cabs & autos · pre-bookable · airport priority
O
Ola
Cabs, autos, rentals · India-native ride app
R
Rapido
Bike taxis · half the cost, half the time of cabs
N
Namma Yatri / Yatri
Open-network auto-hailing · Bengaluru, Chennai
I
IRCTC Rail Connect
India's official train booking app · 68,000 km network
R
redBus
Inter-city bus tickets · widest operator coverage
G
Google Maps
Best real-time traffic · download offline city
M
m-Indicator
Mumbai local trains · real-time disruption alerts
💳 Payments · UPI & beyond
P
PhonePe
India's #1 UPI app · 500M+ users · pay anyone via QR
G
Google Pay (GPay)
UPI · tap-to-pay · international fav
P
Paytm
UPI + utility bills, recharges, metro, parking
B
BHIM
Government UPI app · no-frills, bank-direct
C
CRED
Credit-card bill payments with rewards · premium
W
Wise
International transfers at real exchange rate
R
Remitly · Western Union
Backup for international remittances
A
Bank apps
HDFC, ICICI, HSBC etc. for net-banking & statements
🍕 Food, Grocery & 10-Minute Delivery
Z
Zomato
Food delivery + dine-in reservations · Zomato Gold
S
Swiggy
Food delivery · Swiggy One subscription · Instamart
B
Blinkit
10-minute grocery · the original quick-commerce
Z
Zepto
10-minute grocery · expanding to non-grocery
I
Swiggy Instamart
Grocery delivery via Swiggy · widest reach
B
BigBasket
Bulk grocery · slotted delivery · Tata-owned
J
JioMart
Reliance grocery, fashion, electronics
D
Dineout · EazyDiner
Restaurant reservations + dining discounts
🩺 Health, Pharmacy & Home Services
1
Tata 1mg
Medicine in 30 min · lab tests · doctor consults
P
PharmEasy
Medicine delivery + diagnostics at 30% off MRP
P
Practo
Find & book vetted doctors · video consults
A
Apollo 247
Apollo's medicine + diagnostics + tele-consult
C
Cult.fit
Fitness classes, gyms, mental wellness, nutrition
U
Urban Company
Home services · cleaning, AC, salon, plumbing, repair
H
HealthifyMe
Nutrition tracker, dietitian, AI coach
D
MediBuddy
24/7 doctor chat · prescription delivery
✈️ Travel & Entertainment
M
MakeMyTrip
Flights, hotels, holidays · India's #1 OTA
G
Goibibo · Yatra
Strong alternatives for travel deals & packages
B
Booking.com · Agoda
International hotel coverage in India
B
BookMyShow
Movie tickets, concerts, events · India's dominant platform
H
JioHotstar
IPL + Disney + HBO content (Disney+ Hotstar & JioCinema, merged 2025)
N
Netflix India
Strong Indian originals · cheaper subscription tier
P
Prime Video / SonyLIV / Zee5
Indian originals + sports + regional cinema
J
JioSaavn
Streaming music · JioCinema is now part of JioHotstar
📡 Daily Essentials & Communication
W
WhatsApp
Default messaging in India · business uses it too
T
Truecaller
Spam-call ID · essential for India's call volume
A
AirVisual (IQAir)
Real-time AQI + 7-day forecast · set alerts
S
SAFAR India
Government air-quality forecast · major cities
A
Amazon India · Flipkart
Pan-India delivery · Prime / Flipkart Plus
M
Myntra · Nykaa · Ajio
Fashion · beauty · clothing
I
Inshorts · DailyHunt
News in 60 words · multi-language
M
MapMyIndia · Bharat Maps
Domestic maps · sometimes more accurate locally
📱
The first-day app install list: WhatsApp, Truecaller, Uber, Ola, Rapido, Google Maps, Zomato, Swiggy, Blinkit, PhonePe (after bank account), 1mg, Practo, Urban Company, BookMyShow, MakeMyTrip, AirVisual, IRCTC, Amazon. Twenty minutes to install, six months of daily life unlocked.

Things they wish they'd known

18 Practical tips for week oneMoney · safety · shopping · tipping · etiquette · small wins

From IKAN's Settled Families

Small things that save weeks.

A short list of practical knowledge collected from hundreds of IKAN-supported families, distilled into things you can act on immediately.

💰Money & cash

Carry small notes, ₹10, ₹20, ₹50 and ₹100 are essential for autos, parking, tips and small shops. ₹500 is the largest note in common use (the ₹2,000 note was withdrawn by RBI in 2023) and is not always easy to change.

UPI everywhere. Once your bank account is live, you'll rarely need cash, pay vegetable carts, paan shops, hotel valets and Diwali tips by QR.

ATMs are everywhere; international card fees vary, HDFC and SBI ATMs are usually the most reliable for foreign cards.

🛡️Safety

India's major cities are generally safe for expats and families. Gated communities have 24/7 security. Be street-smart: don't flash valuables, use reputable taxis, avoid empty trains/streets late at night.

Save the local police station, building security and your IKAN consultant on speed-dial. 112 is the universal emergency number (works like 911).

Women: app-based cabs (Ola/Uber) are generally safe, prefer them to street-hailing, and share your trip with a contact via the app.

🛍️Shopping

Bargain in bazaars and street markets (Sarojini in Delhi, Colaba Causeway in Mumbai, Commercial Street in Bengaluru), start at 40% of quoted price. Don't bargain in malls, branded stores, supermarkets or restaurants, prices are fixed.

For Indian groceries, try Nature's Basket, Foodhall, and Spencer's Hyper. For international groceries: Modern Bazaar, Le Marche, Star Bazaar.

💧Water & food hygiene

Drink only bottled, boiled or RO-filtered water for the first 3 to 6 months. Brush teeth with bottled water initially. Avoid ice from unknown sources. Eat cooked, hot, busy-restaurant food first; street food can wait until your gut acclimatises.

Keep ORS sachets and electrolyte powder on hand at all times. For antibiotics or anti-diarrhoeals, carry only what your doctor has prescribed, don't self-medicate from generic over-the-counter strips.

💸Tipping & gifting culture

Restaurants: 5 to 10% if no service charge. Drivers: ₹50 to 200/day · ₹500 to 1,000 on long trips. Hotel housekeeping: ₹100 to 200/day. Bellhops: ₹50 to 100/bag. Salon: 10%.

Around Diwali, tip building staff (security, lift operator, cleaner, driver, helper) ₹500 to 3,000 each. This is non-negotiable cultural protocol.

🔌Power, plugs & surge

India is 230V / 50Hz. Plug types C, D and M. Most US/Japanese appliances will need step-down transformers; European, UK and Australian appliances are voltage-compatible (carry adapters).

Power cuts still happen in some areas. Surge protectors are essential for laptops, TVs and refrigerators. Most modern buildings have generator back-up; check.

🚖Auto-rickshaws · the rules

Insist on the meter in metros where it's mandated (Mumbai, Bengaluru, Pune, Chennai). If the driver refuses, walk away, the next auto will use it.

Where the meter is not mandated (Delhi often, smaller cities), agree fare before boarding. Ask a local what the route should cost first; offer 20% above that.

Pay via UPI or use change to within ₹10, "no change" is a common gambit. Apps like Uber Auto, Ola Auto and Rapido fix the price upfront and remove negotiation entirely.

👨‍👩‍👧Hiring help · how it works

Most expat households employ part-time or live-out house help for cooking and cleaning. Common roles: maid/bai (cleaning, ₹4,000 to 15,000/month), cook (₹8,000 to 25,000/month), driver (₹18,000 to 28,000/month), nanny (₹15,000 to 35,000/month). These ranges are indicative and vary widely by city, hours and experience.

Always verify documents, take a photo, share with police if required (police verification of domestic staff is mandated in many cities). Pay monthly; consider Diwali bonus (one extra month).

⚠️
The 'first month' watch-out: The first 30 days are when most international arrivals get the stomach bug, the heat-rash and the auto-fare ripoff. None of it is serious; all of it is normal. Stay hydrated, take it slow, and lean on your IKAN consultant for anything that feels disproportionate. We've seen it all.

Words That Open Doors

19 Useful Hindi & other vernacular phrasesA working pocket-list in Hindi, Tamil, Telugu & Kannada

Speak A Little, Connect A Lot

Ten local words is the price of admission.

English will carry you through the entire assignment. But a handful of local words, said badly, with a smile, transforms your daily interactions. Drivers smile wider. Vendors quote fairer prices. Meetings warm faster. Pick the language for your city below.

Greetings & courtesies

Namaste / Namaskar
Hello / Goodbyerespectful · with palms joined
Dhanyavaad / Shukriya
Thank youformal Hindi · informal Urdu
Maaf kijiye
Excuse me / Sorryrespectful
Aap kaise hain?
How are you?formal · one person
Mera naam ___ hai
My name is ___introducing yourself
Aap se milkar khushi hui
Pleased to meet youprofessional greeting

Everyday essentials

Haan / Nahin
Yes / Notilt of the head also means yes
Kitna?
How much?before bargaining
Bahut mehnga hai
Too expensivebargaining starter
Kahaan hai?
Where is ___?add the place
Theek hai
OK / Alright / FineIndia's most used phrase
Bilkul
Absolutely · Of courseprofessional & emphatic
Chai
Teayour daily companion
Pani
Waterbottled, of course
Khana
Foodgeneric word for any meal
Bahut acha
Very goodcompliment to a cook · a colleague

Getting around & people

Bhaiya / Didi
Brother / Sisterrespectful address to driver, vendor, helper
Sir / Madam-ji
Universal respectful address-ji softens any term
Meter chalao, please
Please run the meterto auto-rickshaw drivers
Seedha · Daayen · Baayen
Straight · Right · Leftto a driver
Yahin rokho
Stop hereto a driver
Bill chahiye
May I have the billat a restaurant
Phir milenge
See you againwarm closing
Kya aap angrezi bolte hain?
Do you speak English?opens the conversation

Greetings & courtesies

Vanakkam
Hello / Greetingsவணக்கம் · with palms joined
Nandri
Thank youநன்றி
Mannikkavum
Excuse me / Sorryமன்னிக்கவும்
Eppadi irukkireergal?
How are you?எப்படி இருக்கிறீர்கள்? · formal
En peyar ___
My name is ___என் பெயர் ___
Ungalai santhippadhil magizhchi
Pleased to meet youஉங்களை சந்திப்பதில் மகிழ்ச்சி

Everyday essentials

Aamaam / Illai
Yes / Noஆமாம் / இல்லை
Evvalavu?
How much?எவ்வளவு?
Romba vilai
Too expensiveரொம்ப விலை · bargaining starter
Engey?
Where?எங்கே?
Sari
OK / Alrightசரி
Thanneer
Waterதண்ணீர் · bottled, of course
Filter kaapi / Chaaya
Filter coffee / TeaSouth India's coffee culture
Saappaadu
Food / Mealசாப்பாடு
Romba nalla
Very goodரொம்ப நல்ல · compliment

Getting around & people

Anna / Akka
Brother / Sisterஅண்ணா / அக்கா · respectful address
Saar / Madam
Sir / Madamuniversal respectful
Meter podunga
Please run the meterமீட்டர் போடுங்க · to auto drivers
Neraaga · Valam · Idam
Straight · Right · Leftநேராக · வலம் · இடம்
Inge niruththunga
Stop hereஇங்கே நிறுத்துங்க
Bill kudunga
May I have the billபில் குடுங்க
Aangilam pesuveergalaa?
Do you speak English?ஆங்கிலம் பேசுவீர்களா?

Greetings & courtesies

Namaste / Namaskaaram
Hello / Greetingsనమస్తే · with palms joined
Dhanyavaadalu
Thank youధన్యవాదాలు
Kshaminchandi
Excuse me / Sorryక్షమించండి
Meeru elaa unnaaru?
How are you?మీరు ఎలా ఉన్నారు? · formal
Naa peru ___
My name is ___నా పేరు ___
Mimmalni kalavadam santosham
Pleased to meet youమిమ్మల్ని కలవడం సంతోషం

Everyday essentials

Avunu / Kaadu
Yes / Noఅవును / కాదు
Entha?
How much?ఎంత?
Chaalaa ekkuva
Too expensiveచాలా ఎక్కువ · bargaining starter
Ekkada?
Where?ఎక్కడ?
Sare
OK / Alrightసరే
Neellu
Waterనీళ్ళు · bottled, of course
Chai / Filter coffee
Tea / Filter coffeeచాయ్
Bhojanam
Food / Mealభోజనం
Chaalaa baagundi
Very goodచాలా బాగుంది · compliment

Getting around & people

Anna / Akka
Brother / Sisterఅన్నా / అక్క · respectful address
Saar / Madam-garu
Sir / Madam-garu adds respect to any name
Meter veyandi
Please run the meterమీటర్ వేయండి · to auto drivers
Sootigaa · Kudivypu · Edamavypu
Straight · Right · Leftసూటిగా · కుడివైపు · ఎడమవైపు
Ikkade aagandi
Stop hereఇక్కడే ఆగండి
Bill ivvandi
Bring the billబిల్ ఇవ్వండి
English maatlaadagalara?
Do you speak English?ఇంగ్లీష్ మాట్లాడగలరా?

Greetings & courtesies

Namaskaara
Hello / Greetingsನಮಸ್ಕಾರ · with palms joined
Dhanyavaadagalu
Thank youಧನ್ಯವಾದಗಳು
Kshamisi
Excuse me / Sorryಕ್ಷಮಿಸಿ
Neevu hegiddeera?
How are you?ನೀವು ಹೇಗಿದ್ದೀರಾ? · formal
Nanna hesaru ___
My name is ___ನನ್ನ ಹೆಸರು ___
Nimmannu bhetiyaadidaaga santhosa
Pleased to meet youನಿಮ್ಮನ್ನು ಭೇಟಿಯಾದಾಗ ಸಂತೋಷ

Everyday essentials

Houdu / Illa
Yes / Noಹೌದು / ಇಲ್ಲ
Eshtu?
How much?ಎಷ್ಟು?
Tumbaa dubaari
Too expensiveತುಂಬಾ ದುಬಾರಿ · bargaining starter
Elli?
Where?ಎಲ್ಲಿ?
Sari
OK / Alrightಸರಿ
Neeru
Waterನೀರು · bottled, of course
Chahaa / Coffee
Tea / Coffeeಚಹಾ
Oota
Food / Mealಊಟ
Tumbaa chennagide
Very goodತುಂಬಾ ಚೆನ್ನಾಗಿದೆ · compliment

Getting around & people

Anna / Akka
Brother / Sisterಅಣ್ಣ / ಅಕ್ಕ · respectful address
Saar / Madam
Sir / Madamuniversal respectful
Meter haakthaara
Please run the meterಮೀಟರ್ ಹಾಕ್ತಾರ · to auto drivers
Neravaagi · Balakke · Edakke
Straight · Right · Leftನೇರವಾಗಿ · ಬಲಕ್ಕೆ · ಎಡಕ್ಕೆ
Ille nillisi
Stop hereಇಲ್ಲೇ ನಿಲ್ಲಿಸಿ
Bill kodi
Give the billಬಿಲ್ ಕೊಡಿ
English maataadteeraa?
Do you speak English?ಇಂಗ್ಲಿಷ್ ಮಾತಾಡ್ತೀರಾ?
🗣️
The 'ji' rule (Hindi belt): Add -ji to any name or term to make it respectful: Sharma-ji, Madam-ji, Driver-ji. The equivalent in Tamil is -saar or -amma, in Telugu -garu, in Kannada -avaru. Costs nothing, signals warmth and respect.

When India shuts down

20 National & public holidaysNational holidays · Major festival closures · Regional days

Plan Around These

The dates that close offices, banks & the country.

India recognises three national holidays plus a long list of religious and regional days. Most companies offer 10 to 14 fixed holidays a year plus 2 to 3 "restricted" holidays employees can choose from.

The three national holidays

Republic Day · 26 Jan

The day India's Constitution came into effect, 1950. Grand parade down Rajpath in Delhi. All government, banks, schools, post offices closed. Flag-hoistings at every office and society. A dry day nationally.

🕊️Independence Day · 15 Aug

Independence from British rule, 1947. The Prime Minister addresses the nation from the Red Fort in Delhi. Flag-hoisting ceremonies at schools, offices and societies. Dry day nationally.

🌱Gandhi Jayanti · 2 Oct

Mahatma Gandhi's birthday. Observed worldwide as the International Day of Non-Violence. Schools, government and most offices closed. Dry day in most states.

Major religious & public holidays

HolidayTypical monthTypeWhat to expect
Pongal · Makar Sankranti · Lohri13-14 JanuaryRegionalTamil Nadu, Punjab celebrate · kite-flying and bonfires.
Republic Day26 JanuaryNational · Dry dayDelhi parade. All offices closed.
Maha ShivratriFeb/MarHinduNight-long prayer at Shiva temples. Holiday in many states.
HoliMarchHindu · Major2 days. Protect electronics. Coloured powder everywhere. Plan WFH next day.
Good Friday · EasterMar/AprChristianMajor in Goa, Kerala, Mumbai. Holiday in many states.
Eid al-FitrVaries, about late-March in 2026 (shifts ~11 days earlier each year; confirm annually)IslamicEnd of Ramadan. Major celebration in Hyderabad, Old Delhi, Lucknow, Mumbai.
Buddha PurnimaMayBuddhistSikkim, Ladakh, Maharashtra, Bihar.
Eid al-Adha (Bakrid)Varies, about late-May in 2026 (shifts ~11 days earlier each year; confirm annually)IslamicMajor Muslim holiday. Holiday across India.
Independence Day15 AugustNational · Dry dayFlag-hoisting nationwide. PM's address from Red Fort.
Raksha Bandhan · JanmashtamiAugustHinduSibling bond + Krishna's birth. Holiday in many states.
Ganesh ChaturthiAug-SepHindu · Mumbai major10-day festival. Mumbai virtually shuts down on visarjan day.
OnamAug-SepKeralaKerala's biggest festival. Public holiday across the state.
Gandhi Jayanti2 OctoberNational · Dry daySchools, government, many offices closed.
Dussehra · VijayadashamiSep-OctHindu · MajorClimax of Navratri. Ravana effigies burned. Holiday nationwide.
Durga PujaSep-OctBengal · MajorKolkata effectively closes for 5 days. UNESCO heritage celebration.
DiwaliOct-NovHindu · Major2-5 days. Markets shut. Gift-giving peaks. The Indian Christmas.
Chhath PujaOct-NovBihar · East4-day sun-worship. Major in Bihar, Jharkhand, eastern UP.
Guru Nanak JayantiNovemberSikhSikh founder's birthday. Holiday across India.
Christmas25 DecemberNationalMajor in Goa, Kerala, the North-East. Holiday nationwide.
📅
Planning around the calendar: Avoid scheduling major launches, deliveries or client meetings in the Diwali week (Oct-Nov), the Eid period, the Christmas-New Year week and the Ganesh visarjan day in Mumbai. Indian offices wind down significantly during these windows.

Already moving with IKAN?

Your homes, dates and papers are in i-Navigate, IKAN's app for families. It opens with the email address your IKAN consultant has for you, then sends you a six digit code.

Open your move Not moving with IKAN yet? Write to enquiry@ikan.com or message IKAN on WhatsApp and a consultant will reply.